Building & business property
Replacement-cost assumptions, tenant improvements, contents, equipment, signs, and other property at risk.
← All coveragesCommercial property insurance
Property coverage, built around the asset.
Protect the building, income stream, and operational details that make the property valuable—with lender and lease requirements considered from the start.
What we review
Coverage is only useful when the details match the risk.
Business income
Rental value, continuing expenses, extra expense, waiting periods, and the period needed to recover after a loss.
Ordinance or law
Undamaged portions, demolition, debris, and increased construction costs created by current building codes.
Catastrophe & water
Wind, named storm, hail, flood, water damage, roof terms, and deductibles reviewed in context—not in isolation.
Common pressure points
The details that tend to change the outcome.
- Replacement-cost and coinsurance assumptions that do not match the current asset
- Vacancy, renovation, change in occupancy, or a newly acquired property
- Lender requirements for business income, ordinance or law, deductibles, and evidence of coverage
- Water, wind, roof, theft, protective-safeguard, and valuation limitations hidden in endorsements
Bring us the risk. We’ll help make it clear.
Share the basics, timing, and any lender or contract requirements. Cedar will follow up with the next useful questions.
Request a coverage review