Builders risk & renovation

Coverage that moves with the project.

Protect work in progress—from acquisition and demolition through construction, testing, and the transition to permanent occupancy.

What we review

Coverage is only useful when the details match the risk.

Ground-up projects structured around the completed value, construction type, schedule, and project participants.

Structural and non-structural work, existing-building value, soft costs, testing, and temporary property reviewed together.

Short-term vacancy and unknown or evolving renovation plans addressed without ignoring theft, vandalism, water, or occupancy restrictions.

Owner’s interest, contractor coverage, completed operations, additional insured, and umbrella requirements coordinated with the property placement.

Common pressure points

A project description, budget, or completion percentage that no longer matches conditions at the site
Existing-building value, property in transit, theft, water, rain, collapse, or testing limitations
Occupancy before completion—or completed space remaining on a construction form too long
Ownership, lender, contractor, and subcontractor interests that are not reflected correctly

Let’s talk

Share the basics, timing, and any lender or contract requirements. Cedar will follow up with the next useful questions.