Commercial & Personal • Property & Casualty
Additional insureds, waivers, and wording that satisfies your contracts.
We compare terms and negotiate to deliver coverage custom tailored to your risk profile.
Succinct answers, smooth certificates, and attention at claim time.
Third‑party injury and property damage for operations and jobsites.
Buildings, contents, and business income for owned/leased spaces.
Statutory employee injury benefits plus employer’s liability.
Company vehicles and hired/non‑owned auto liability.
Higher liability limits over GL, Auto, and Employers Liability.
Protection for errors/omissions in professional services.
Project‑specific property coverage during construction/renovation.
Mobile tools/equipment and installation floaters between jobs.
Protection against employee theft and certain third‑party crimes.
Sudden mechanical/electrical breakdown beyond standard forms.
Garage liability and dealers physical damage for auto businesses.
For businesses that sell/serve alcohol; alcohol‑related liability.
Short‑term liability for events, venues, and vendors.
Property and liability packages for associations.
Landlords leasing space; premises liability + property.
NFIP and private options for buildings and contents.
Network security, privacy, and cyber event response for businesses.
Structure, personal property, and liability; higher‑value options available.
Interior improvements, personal property, and liability per bylaws.
For 1–4 family rentals; structure and landlord liability.
Liability, collision, comprehensive, and more.
Extra liability limits over home/auto to protect assets.
Building and contents coverage for flood events.
Scheduled coverage with low deductibles for high‑value items.
Physical damage and liability for boats, PWCs, motorcycles, and RVs.
Cedar is an independent brokerage. We align coverage with real‑world requirements and communicate with clarity. The result: insurance that supports the work, not the other way around.